Female Direction of Shakespeares As You Like It Essay

Female Direction of As You Like It In As You Like It, Jaques states that All the worlds a stage,/ And all the men and women in it merely players./ They have theyre exits and their entrances,/ And one man in his time plays many parts (II, vii, 138-141). That very well might be true. But if life is a stage traditionally controlled by a man, what parts does that leave for the women of the world? The female answer to this question is that if you dont like your part, change it, and if you dont like the direction, follow someone else. And that is exactly what all-female Shakespeare does. It explores roles for women, roles that women dont traditionally get to play. All-female productions of Shakespeare, as well as†¦show more content†¦Usually, a woman could not play Prospero, or Bottom, or any other of the male parts. However, that is not all an all-female production does with characters. Sarah Werner writes that while a non-threatening girly production would create opportunities for women to work, it would fail to challenge.... preconceptions (Werner 62). Because of this, female directors try ways to question interpretation. In one all-female and female-directed version of The Tempest, Prospero was obviously played by a woman. The difference in gender added to the disinheritance plotline. However, the woman Prospero remained a Duke, not a Duchess, and still carrie[d] an aura of power (McKanic 1). This shows that Prospero did not need to be a man to get his character across. In this way, relationships and characterization are more important than gender alone. It is written of director Joanne Zipay, that she manages to be radical even as she is completely loyal to the text she is working on (McKanic 2). Instead of gender-based power dynamics, Zipay prefers to focus on the intricacies and nuances (McKanic 2). Actors in the company that produced this version are written to be comfortable in the text and roles, thus making it easy to forget the gender of the characters and pay attention to the tex t and the story (McKanic 3). And yet, in a different female production ofShow MoreRelatedAnalysis Of Shakespeares Play Julius Caesar By William Shakespeare1667 Words   |  7 Pagesin theatre practise since Shakespeare’s time. This essay will consider how William Shakespeare’s play ‘Julius Caesar’ may have been performed during the Elizabethan era and how the differences in process, scriptwriting, space and more may vary from today’s recreations of his work. This should help to better understand and analyse the play itself and may even influence how we interpret it ourselves both in text and onstage. The first thing to note about Shakespeare’s work is the lack of detailedRead MoreWilliam Shakespeare s Romeo And Juliet1086 Words   |  5 Pagestakes place in form of a collaborative composition, but her age indicates a shift in Shakespeare’s work toward young women overall owning more assertive voices. In contrast to Silvia and Valentine, Romeo and Juliet’s initial flirtation in Romeo and Juliet approaches the same idealised love with the transformations that indicate Shakespeare’s growth as an artist toward more complex and active characters. Juliet, like Silvia, is a young woman who has no experience in love beside her interaction withRead MoreMuch Ado About Nothing By William Shakespeare Essay1089 Words   |  5 Pagesput strain on a marriage. I also feel like ever movie based off of a Shakespeare play will have a few scenes containing sexual intercourse. The movie began with a female voice reciting â€Å"Sigh No More, Ladies.† While the female voice briefly pauses, a portrait is showed then the camera begins to move the left. A beautiful landscape appears with a few men and women laying on the ground and eating what appears to be cheese and other fruits. After a while the female voice reciting â€Å"Sigh No More, Ladies†Read MoreAfter quantifying the love and the degree of passion a couple may exhibit, Anne Peplau, research700 Words   |  3 Pagesrelationships parallels, perhaps even surpasses, that of heterosexual associations (Garnets and Kimmel 450). Moreover, homosexual male individuals exhibit greater arousal, characterized as â€Å"homoeroticism,† by male sexual stimuli than heterosexual males by female coital stimuli. In 1869, Hungarian physician Karoly Marie Benkert initially coined the label homoeroticism as â€Å"a scientifically neutral, nonjudgemental, descriptive term for same-sex intimacy,† despite its later connotation as â€Å"a crime against nature†Read More Gender and Social Norms in Shakespeares As You Like It Essay1670 Words   |  7 PagesGender and Social Norms in As You Like It      Ã‚  Ã‚  Ã‚   Shakespeare based his comedy As You Like It primarily on three other works.   Its plot follows the basic structure of Rosalynde, published in 1590 by Thomas Lodge.   The Tale of Gamelyn, written by an unknown author in the mid-fourteenth century, is a violent Middle English narrative that was found among Chaucers papers and provides further details for Shakespeares work.   With the Forest of Ardenne serving as an escape for our main charactersRead MoreThe Ambiguities Of Shakespeare s Shylock1110 Words   |  5 Pagesnew information about this play that we first take a look at is the ambiguities and how these influence the direction and meaning of the play. If we looks that the different character from different angles we will see that Shakespeare show Shylock as someone that is being treated unfairly by the Christians but on the other hand Shylock is threating the livelihood of a another person. If you look at the play from the Christians side, how can we full y agree with how they are treating another human beingRead MorePortrayal Of Women During The Elizabethan Period1656 Words   |  7 Pagesevidence of characterization of female characters in Macbeth by William Shakespeare, the Elizabethan period had a lack of respect for women, but Shakespeare changed it by having powerful, strong and independent female characters, like Lady Macbeth. Throughout history, women have not had the same amount of right and respect as the men. â€Å"Women were regarded as ‘the weaker sex’, not just in terms of physical strength, but emotionally too† (Sharnette). According to Shakespeare’s World/Stage, â€Å"During theRead MoreOphelia and Hamlet in The Tragedy of Hamlet Essay1559 Words   |  7 Pagesmisrepresentation of Shakespeares true intention. To capture our sympathy, Ophelia goes through a transformation unlike any other character in Hamlet. She is abandoned by everyone she holds dear; her father Polonius, her brother Laertes, and Hamlet, her lover. And yet Ophelia becomes tangled in a web of madness when her loyalty is torn between Polonius and Hamlet. Most horrible of all is Ophelias suicide-death. The emotion is evokes, coupled with the above points shows that Shakespeares intentions wasRead MoreGender Issues in William Shakespeares Macbeth Essay653 Words   |  3 PagesGender Issues in William Shakespeares Macbeth In Macbeth there are some issues that show us that at the time William Shakespeare wrote, women were treated in a much inferior way than men. For brave Macbeth- well he deserves that name- disdaining fortune, with his brandish steel, which smoked bloody execution (I.2.16) This quote proves that men are seen as more important than women. Its taken from the start of the play, said by the captain at the battle. The captainRead MoreThe Supernatural in William Shakespeares A Midsummer Nights Dream1550 Words   |  7 PagesThe Supernatural in William Shakespeares A Midsummer Nights Dream Consider the presentation of the supernatural in A Midsummer Nights dream. In what way does it reveal Shakespeares moral and philosophical concerns? How does Shakespeares stagecraft (setting, Characterisation, language, verse form etc) facilitate the consideration of his concerns? and how do we as a modern audience respond to the play as a piece of theatre? The main themes of A Midsummers Night

Art Majors Applying to College vs. Art School

When it comes to higher education, visual arts and graphic design majors have three choices. They can attend an art institute, try a large university with a good visual arts department, or opt for that happy medium of a university with a strong art school. There are many decisions and schedules to ponder when applying to college as an art major, but this ones crucial. Finding the Right Fit Choosing the right college is all about fit, and thats particularly true when it comes to the arts. Students should look carefully at a schools faculty and studios, of course, but prospective art majors should also pay attention to the resources in the area. Are there museums nearby? Make sure the school is accredited or if youre contemplating a transfer down the road, that the units you acquire can be transferred. And consider majors carefully. From historical preservation to Pixar-style animation, theres a wide span of arts-related majors out there and not every school offers everything.   Large Universities Some large universities, including UCLA and the University of Michigan, boast strong art departments and all the benefits and lifestyle choices large university offers; football games, Greek life, dorms, and a wide variety of academic courses. Art majors who dreamed of a math-free existence may be in for a rude surprise. Double-check the general ed (or GE) requirements before holding that no-calculus celebration. Art Institutes By contrast, college-level art institutes such as the Rhode Island School of Design, the Savannah College of Art and Design, the California College of the Arts, the School of the Art Institute of Chicago, or the Parsons New School for Design focus exclusively on visual arts. Everyone is an art major, and competition, even after admission, can run high. You won’t get the prototypical â€Å"college experience† here and depending on the program, there may not be dorms. For some students, the intensity of life spent amidst other artists may be a perfect fit. Art School Within a Major College/University And finally, there is the art school within a major university option. Yale Universitys School of Art and Hartford Art School at the University of Hartford, for example, give students both the intensity of the art school experience and that sense of â€Å"college life.† For some, it becomes a balancing act. Some students have trouble balancing their GE requirements with the considerable art school commitment, but it depends on the school and the individual.

Thesis Design and Fashion Free Essays

Fashion may strike the public as of little importance and even refer to it as a luxury. However, fashion is evident everywhere especially in today’s society where fashion has become a meaner of self-expression. The popular society of today are becoming more and more aware of the importance of fashion in their daily lives or, to the least, in important occasions where first impression already matter. We will write a custom essay sample on Thesis: Design and Fashion or any similar topic only for you Order Now The widespread awareness of fashion entails creative minds to innovate and design not only aesthetic wise apparel and accessories but also for functional and racial purposes. In order to produce competent designers and artisans demand an institute which can address the proper training of these artistic and skilful work forces. Zebu is full of potential fashion designers and artisans therefore gaining its title as the â€Å"Creative City’ of the Philippines by the London based â€Å"Creative Cities Campaign. † This campaign aims to preserve, promote, and develop the existing potential creative mindset of a chosen city. Living up to the standards of this campaign are schools inclined to the arts and a fashion institute would add up to this elopement as we have several internationally acclaimed fashion designers. Fashion schools will improve the acceptance of our local fashion designers and artisans professionally through proper certification of educational attainment. An institution duly credited and recognized by the academic society will boost the fashion industry in Zebu and hopefully pioneer in the whole Philippines. Existing fashion schools in the Philippines have recently branched out to other regions of the country hoping to cultivate potential fashion designers. Their curriculum strictly focuses on clothing design. There are also other schools offering courses which are related to fashion namely: make-up, styling, and fashion photography. The fashion schools in the Philippines specifically in Zebu city cater only to the involvement of designing skills without the incubation of these designs. On the other hand, the training for artisans only revolve around the technical skills of production without the exposure of working with designers. Combining these two elements in one facility creates a unique academic system which promotes sustainability among students. Educational attainment in the field of the arts have unfortunately long been selected and seen only as a hobby in the Philippines. Its is only up until now where schools focusing on the arts have sprouted all through out the country. This is due to the uprising digital and commercial age. Fashion in particular is beginning to take its mark in the Philippine academic and professional scene. Putting up a fashion institute strategically located in the center of the Philippine map would cater those who aspire to become professional designers and artisans. Therefore, lessening or eliminating the need to go abroad to acquire proper education and training. In order o successfully teach and train students, who are artistically inclined to fashion, will be the use of architecture as an instrument to provide an efficient facility. The current set-up of fashion schools in Zebu are vocational trainings that prepare them only in small scale enterprise and are trained in spaces where they tend to dwell in their own personal space resulting to the elimination of learning opportunities. This type of set-up risks the sustainability of students in their future careers as designers. This imposes the need to create additional spaces that examine their learning experience. The proponents of this study intend to design a facility tailored to accommodate the spatial needs of a fashion design institute which takes advantage of learning opportunities. The proponents of this study also intend to correlate the flow of curricular activities and spaces required to attain maximum efficiency of both the architecture of the institute and the curriculum/educational system to be adapted. Thus, this study aspires to answer the following questions: 1. What are the factors to consider in designing the proposed project? . How do paces interact with each other? 3. What configuration of spaces is most efficient for both indoor and outdoor circulation considering curricular activities and institutional operations? 4. What amenities and facilities are necessary? 5. What atmosphere is conducive for students to conveniently improve their talents and skills without influencing their aest hetic? The study seeks to introduce a new type of educational system aided with the proper facilities specifically and efficiently designed to accommodate the needs of the institute’s specialized curriculum. The study aims to envision: 1 . Aims to adapt a curriculum leaning towards a holistic and comprehensive system of education. 2. Aims to improve and/or develop raw talents and skills in the field of fashion. 3. Aims to provide adequate facilities and other amenities necessary to achieve the utmost fulfillment of the institute’s educational system. The main objective of this study is to come up with a functional and effective design solution for a fashion institute in Zebu city and in the Philippines as a whole. The following is intended to be accomplished by the end of the study: 1. Research the needed space requirements for the project proposal. Research on potential industries that the community can adopt a sense of having a fashion institute. 3. Design an institution for fashion and other related courses with the proper and efficient planning of spaces in coherence with its operational and educational system. 4. Establish an actuarially design concept. How to cite Thesis: Design and Fashion, Essays

Confirmation of My Sins and The Stone Show Essay Example For Students

Confirmation of My Sins and The Stone Show Essay In 1963 Zachery Longboy entered this world. His parents were Chipewyan, specifically Sayisi Dene. Only a week into his life Zachery was taken away from his native community. Under circumstances which still remain a mystery Zachery was adopted by a white family. Since the event Zachery has been engulfed in a cloud of confusion: a confusion of identity. Zachery, with film, worked to express what being indigenous really means and how factors of family and history can shape it. Through two of his films, Confirmation of my Sins and The Stone Show, Zachery uses cinematic techniques to show his struggle with identity as well as how an indigenous visuality/identity is shaped by environment, history, and blood. Zachery Longboy is an artist. He uses film as a means of expressing himself, often these films are avant-garde. In 1999 The Stone Show released in art galleries. This nine minute film explores Zachery’s reunion with his biological family and tribe. Images consist of nature such as water, trees, birds, and the moon. Audio heard comes from his biological grandmother and a phone call from his foster mother. Zachery released Confirmation of my Sins in 1995. In it he explores his childhood and memories with his foster family. He uses visuals of bright carpets and an old woman walking. Also, he uses saturated colors of nature and black and white shots of his foster mother. An indigenous visuality is a hard concept to define. There are many films created by many people that all explore different aspect of native culture and life. However, indigenous visuality is a film that is created by a native and attempts to describe, tell a story, or bring awareness to native life and issues. Often indigenous films focus on land and family: they are quite important to native history. Some films are meant only to be understood by native audiences while others have a wide range of audiences. Zachery maintains an indigenous visuality in his art by exploring native identity and how it can be shaped and transformed by your surroundings. Confirmation of my Sins presents an indigenous visuality that explores growing up a native in a white culture and, in fact, if you still are native under the circumstances. The Stone Show shows an indigenous visuality in how time and history impacts modern natives. If a native has been removed from his/her culture for so long there will be something fundamentally missing in his/her native identity. Confirmation of my Sins, as said above, expresses indigenous visuality of confusion in identity from growing up in a culture where you are completely different. The film explores these ideas through its contrasting audio and visuals, manipulated frame rate, sporadic camera movement, camera angles and framing, and lighting. First, Zachery expresses his confusion in his identity through contrasting audio and visuals. The opening shot of the film is a close up of an old lady’s feet walking around a bright red carpet. The audio heard is of a woman talking. It is unclear if the woman who is walking is talking. It’s almost as if Zachery saw where he should be walking yet is hearing different. The fact that the viewer cannot determine where the voice comes from builds distance and adds mystery. Another shot shows the sun setting in a field with tall grass. We hear audio from an old movie. It’s hard to know exactly which film is heard but it seems to be from an American western, words such as â€Å"apache† are heard. It’s hard not to think about the vanishing indian here. The sun is setting on nature and, presumably, a cowboy is talking about indians. Old westerns are notorious for spreading the vanishing indian theory. Zachery here seems to say that perhaps his native identity has set with the American culture, the culture he grew up in. Finally, the most interesting contrast is visuals of â€Å"how-to† be a native drawings and slowed audio. The audio seems to be of a person saying â€Å"sorry† over and over: it is slowed down immensely. The drawings are diagrams of stereotypically dressed natives crafting â€Å"native† things: building a fire, shelter, etc.. This seems that Zachery had to learn about native culture, his culture, through textbooks written by white Americans. A large part of native identity is passed through stories from parents and grandparents, however, Zachery did not have these stories he only had movies and books. Second, Zachery uses a manipulated frame rate and sporadic camera movements to express his sense of something missing and adding to his confusion in identity. Movie Summary - American Sniper EssayWhat is happening isn’t clear visually and the contrasting cut of color emphasizes this. After this the screen is overwhelmed with bright-harsh snow. The landscape ground fades into the sky and it is unclear where one snowy object ends and where the ground or sky begin. The harsh cut from dark hands to bright white landscape is overwhelming at first. Zachery seems to perfectly recreate the sensation of walking out of a dark house into a sunny and snowy day and your eyes being shocked and unused to how bright it is. These harsh color contrasts make the viewer feel overwhelmed: it’s hard to understand what is happening when the color keeps changing harshly. Finally, Zachery uses movement in the shot and framing to express the history of indians and how the world is constantly changing so he will never be able to fully understand himself as a native. First, Zachery shows a close up of a stream, in the shot water is quickly moving down. This rapid movement down seems to express that nature is constantly being recycled and changing. The old falls off screen while the new enters at the top. Even though Zachery was able to reunite with his indigenous community and family there is still so much that has changed and happened that he may never understand or see. The snowscape scene where the camera is quickly tracking in reverse expands on this feeling of distance and the unknowing. As the camera moves backwards the environment gets smaller and farther away. Points on the horizon vanish into nothing. Zachery expresses the vanishing indian here: the native land is rapidly moving away and vanishing into the horizon. The most interesting use of movement is with a moon. In a series of shots the frame is split into four different images. The smallest frame being of a moon. Throughout these shots the moon is slowly moving to the right. As it moves the other frames become smaller and vanish while the moon’s frame becomes larger. Eventually the whole frame is taken up by the moon. The moon moves off screen right, setting. As the moon sets images of birds and grass vanish. It seems that the moon represents white society and as it spreads, aspects of indigenous life vanish. Perhaps Zachery is showing this to express his feelings of how white society has affected him specifically and how white’s believe natives are vanishing. He will never be able to fully identify with native or with whites. He is stuck in confusion. Jake winter Went ot hes rore and he Found himself buying some goodies and all thehyddh dfkadosdkdfkj buy JkakeiutyiueriuoiqueryoiqweuyrqpweiyrpqoweiurldkfjKUmemmaiuuauauauauj s jqb jaw U j A ja Among these two works of art by Zachery Longboy there are similar and different themes explored and techniques used. Both of the films express indigenous visuality of what being a native means and how Zachery’s life has forced him to be forever confused about his own identity. They both express this through contrast, one contrasting color and the other contrasting audio and visuals. These contrasts build suspense and force the mind to attempt to understand two things that are completely different. Through movement and framing both films limit the the understanding of the viewer and show that Zachery isn’t able to fully understand himself: he doesnt have the complete picture. The films also both use hollywood tropes of indians such as the vanishing indian and cowboys vs. indians. The films differ in only plot. Confirmation of my Sins deals with Zachery and his foster family while The Stone Show deal with him and his reunions with native lands and family. Zachery Longboy’s films, Confirmation of my Sins and The Stone Show, express and indigenous visuality, through cinematic techniques, of what being an indian really means, how environment manipulates the way you see yourself as an indian, and how history of white society has forever changed how natives see themselves. Bibliography: Longboy, Zachery, dir. Confirmation of my Sins. 1995. Film. Longboy, Zachery, dir. The Stone Show. 1999. Film.

Clean Sources of Energy Advantages and Disadvantages

The pollution through fuel use, technology and many other aspects of civilized life has brought about many changes that humanity was not ready for, including a lessening of resources used for energy. But there are many ways to generate energy using clean sources. Solar, hydro, wind and other types of renewable resources are thought to be the cleanest ways comparing to fuel usage.Advertising We will write a custom critical writing sample on Clean Sources of Energy: Advantages and Disadvantages specifically for you for only $16.05 $11/page Learn More A book titled â€Å"Wind Power† takes a look at the conversion of wind energy into electricity which is accomplished through building wind turbines, a simpler way of building windmills. This technology will allow for widespread access and a much higher energy output which will be beneficial for millions of people. The most basic way that a wind turbine works is by using the kinetic energy of the wind an d turning it into electricity that can be used by humans. It is applied as mechanical, thermo and any other form of energy, which can be used in the agriculture and other places. Wind turbines are considered a renewable source of energy, but the sun also has great connection to the wind. The sun rays warm up the air masses, causing warmer air to rise, and as it cools down in the upper layers of the atmosphere, it sinks, thus causing a cyclical nature of air masses (Morris, 2006). With all the advantages there are also some disadvantages, but the positives highly outweigh the negative sides. One benefit of wind power is its cleanest conversion and/or production of energy. The amount of wind power is a renewable source. It is quiet, safe for people and animals, as well as for the planet. It is a known fact that wind turbines do not need any fossil fuels. The book rightly reminds that windmills can be built on mountains and on the sea, allowing for widespread usage, as the territory co vered by water is enormous. This provides for minimal interaction with human populations and all other living things. An article titled â€Å"Weaknesses  and  Reform  of  Australia’s Renewable Electricity  Support† talks about the prospects of decreasing greenhouse gas emissions and relying on renewable electricity. The qualities of environments in the world are noted and the article makes a particular focus on the energy use industry, its modes and the effects that it has on the surrounding nature and people. The air pollution is already a problem in many countries. Australia has developed many strategies to help reduce toxic air emissions and one of them is to promote and establish clean coal burning technologies and implement them. It is a fact that â€Å"In 2006, Australia was the second, most coal dependent OECD country with respect to electricity generation† (Buckman, 2010). This is an alarming fact, as Australia is one of the most modernized cou ntries. The use of coal is increasing and the rise is considered in the near future.Advertising Looking for critical writing on environmental studies? Let's see if we can help you! Get your first paper with 15% OFF Learn More When comparing several outputs of electricity, it is clearly evident there are new installments that are being made every day. Solar and thermal renewable sources have a great capacity for generating electricity, especially in Australia. As such, the future is planned to have all aspects of the country involved: industrial areas, private boilers and furnaces in largely populated places. The article confirms that the accumulation of the waste materials and pollution to the environment will constantly grow, reaching levels that will be hard to control. The results have shown a steady deterioration of quality in both types of energy use, but coal usage has shown to be much more detrimental to people and environment. A report on â€Å"Room for Climat e Advocates in a Coal Focused Economy? NGO Influence on Australian Climate Policy† mentions the current conditions with filtration systems, plant emissions management and future possibilities. It reasonably states that electricity is the much needed energy source, and its production must be made easy and accessible. The report does provide sufficient insight on the possible ways of using different types of energy. The comparison is made between coal energy and the renewable energy plants. Also, it is easy to see the pattern in changes and effects on the surrounding environment and people working in the energy industry in accordance with climate change (Hall Taplin, 2008). It is acknowledged that the Earth is seeing a major depletion in the natural resources and fossil fuels are becoming a source of energy that must be greatly counted, due to the decreasing numbers. There are many known ways to produce energy that are not so polluting, such as hydro electric stations, wind pow er, Sun energy and nuclear power plants. This is a legitimate source for renewable energy, but there are negative sides. Unfortunately, some availability is underdeveloped and others sound extreme. Climate change and emission standards are topics that are discussed with real care and people are hesitant to rely on clean energy alone. The most important point to consider is that the accumulation of waste materials and pollution to the environment will constantly grow, reaching levels that will be hard to control. It is difficult to reverse the process, but it can be sustained for longer periods, both waste and energy wise. NGO reports are much needed because these are based on most benefit for the greatest amount of people. The organizations are there for the public, thus the interest in clean energy is shared.Advertising We will write a custom critical writing sample on Clean Sources of Energy: Advantages and Disadvantages specifically for you for only $16.05 $11/page Learn More Reference List Buckman, G 2010, ‘Weaknesses and Reform of Australia’s Renewable Electricity Support’, Journal of Australian Political Economy, no. 66. n.p. Hall, N Taplin, R 2008, ‘Room for Climate Advocates in a Coal-Focused Economy? NGO Influence on Australian Climate Policy’, Australian Journal of Social Issues, vol. 43, no. 3. n.p. Morris, N. 2006. Wind Power, Black Rabbit Books, North Mankato, MN. This critical writing on Clean Sources of Energy: Advantages and Disadvantages was written and submitted by user Tatum Hardy to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Free Essays on Fannie Mae

Fannie Mae Enhances True Cost Calculator; Version 2.0 Offers New Features to Help Lenders and Borrowers Consider Cost of Mortgage Products Faster WASHINGTON, DC – As consumers decide whether to buy or refinance their mortgages to benefit from the recent drop in interest rates, Fannie Mae (FNM/NYSE), the nation’s largest source of financing for home mortgages, today introduced its newest version of the True Cost CalculatorSM, an online tool that provides a simple way for consumers to consider various mortgage options as they work with their mortgage lender. The newest release of True Cost Calculator 2.0 allows consumers to benefit from a more intuitive design and new features such as the ability to create a file and save multiple loan scenarios for comparison purposes without having to re-enter their data."We are pleased to offer these enhancements to the True Cost Calculator," said David Voth, chief product development officer, Fannie Mae/eBusiness. "With our new web in frastructure, we are able to provide our lender partners with a version of True Cost Calculator that is more powerful, faster, and more reliable. This enables us to offer the new online capabilities, and time-saving efficiencies to the growing number of partners who are linking to the True Cost Calculator."Launched in April 2000 as part of Fannie Mae’s Mortgage Consumer Bill of Rights, the True Cost Calculator helps consumers calculate all the costs of getting a mortgage including interest rate and points, mortgage insurance costs, appraisal fees, title insurance fees, and miscellaneous settlement charges.The True Cost Calculator also allows borrowers to calculate those fees over the full term of the loan or the time they actually plan to hold the loan. By calculating the costs over the period of time the borrower actually plans to hold the loan, the True Cost Calculator can provide a more useful and realistic cost assessment.Through their Web browsers, consumers ca... Free Essays on Fannie Mae Free Essays on Fannie Mae Fannie Mae Enhances True Cost Calculator; Version 2.0 Offers New Features to Help Lenders and Borrowers Consider Cost of Mortgage Products Faster WASHINGTON, DC – As consumers decide whether to buy or refinance their mortgages to benefit from the recent drop in interest rates, Fannie Mae (FNM/NYSE), the nation’s largest source of financing for home mortgages, today introduced its newest version of the True Cost CalculatorSM, an online tool that provides a simple way for consumers to consider various mortgage options as they work with their mortgage lender. The newest release of True Cost Calculator 2.0 allows consumers to benefit from a more intuitive design and new features such as the ability to create a file and save multiple loan scenarios for comparison purposes without having to re-enter their data."We are pleased to offer these enhancements to the True Cost Calculator," said David Voth, chief product development officer, Fannie Mae/eBusiness. "With our new web in frastructure, we are able to provide our lender partners with a version of True Cost Calculator that is more powerful, faster, and more reliable. This enables us to offer the new online capabilities, and time-saving efficiencies to the growing number of partners who are linking to the True Cost Calculator."Launched in April 2000 as part of Fannie Mae’s Mortgage Consumer Bill of Rights, the True Cost Calculator helps consumers calculate all the costs of getting a mortgage including interest rate and points, mortgage insurance costs, appraisal fees, title insurance fees, and miscellaneous settlement charges.The True Cost Calculator also allows borrowers to calculate those fees over the full term of the loan or the time they actually plan to hold the loan. By calculating the costs over the period of time the borrower actually plans to hold the loan, the True Cost Calculator can provide a more useful and realistic cost assessment.Through their Web browsers, consumers ca...

Prospectus Regulation is it a Misleading Tool for Investors Essay

Prospectus Regulation is it a Misleading Tool for Investors - Essay Example H) RECOMMENDATION BY ESME REPORT 2. I) FUTURE CHANGES 4. CONCLUSION 5. REFERENCES 1) INTRODUCTION 1) A. PROSPECTUS REGULATION -2005 Prospectus regulation1 came into effect from 1st July 2005 based on Section 2(2) of European Communities Act 1972 in relation to issuing of prospectus offering transferable securities to public through listing of securities / shares in the respective stock exchanges of the home country (Legislative.gov.uk, 2005). Only an approved prospectus can be offered to the public. The Prospectus Directive (PD) is required to be reviewed every 5 years by the European Commission (Lannoo, 2007). On 25th January 2011, the PD was reviewed and amendments were submitted which was approved. This is the first review that has taken place since the Prospectus Regulation came into effect since 2011. 1) B. EXEMPTIONS AND CRITERIA FOR APPROVAL Securities are exempted from offer to public if – The offer is made to Qualified Investors only The offer is made to less than 100 investors other that the qualified investors Minimum consideration per investor should be at least 50,000 Euros. The transferable securities are denominated in amounts of 50,000 Euros The total consideration should not exceed 100,000 Euros. The prospectus shall be approved only if the following criteria is strictly met by the companies which includes- UK will be the home state where the transferable securities are to be listed The prospectus contains all information related to assets and liabilities, financial statements, the rights of transferable securities. The prospectus needs to be submitted in comprehensible format, non-technical language and also includes a summary, and risk factors. 1) C. SUPPLEMENTORY PROSPECTUS Supplementary prospectus is one which includes significant new factors, corrections due to material mistakes or omissions relating to information included in the prospectus approved by the authority. 1) D. PASSPORTING A prospectus which is approved by another state outside UK where the company is going for issue of transferable securities after getting necessary approval from competent authority. Here the competent authority has to provide with the following documents for approval – certificate of approval, copy of prospectus and translation of summary of specified prospectus. 1. A prospectus can be published only with some types of securities that are either offered to the public or are requested for admission on a regulated market (Legislative.gov.uk, 2005) 1) E. SUSPENSION OF TRADING AND OFFER TO PUBLIC If the competent authority feels that a particular provision has been infringed then it has the power to suspend issue of securities / advertisement of offer for a period not exceeding 10 working days. The aforesaid authority also has the power to require the offeror to with draw the offer of issue to public in case of breach of regulations. Similarly, after listing of shares on respective bourses, if the competent authority finds in fringement of provision, then it can inform the market operator to suspend trading in the stock for 10 working days or even in that matter prohibit public from trading in the securities till further notice. 1) F. INVESTOR RIGHTS An investor who has agreed to subscribe for shares in circumstances where the final offer price is not mentioned in the prospectus, then the investor can withdraw his acceptance before the withdrawal period which begins at investors acceptance and ends the second day after the competent aut